Product Suite
Arch Lend
Bitcoin-backed credit infrastructure with 300ms liquidation fidelity — the credit engine at the core of Arch's product suite.
Arch Lend is the credit engine at the core of Arch's product suite. It enables institutional-grade Bitcoin-backed lending with the risk infrastructure required to scale credit to institutional volumes.
Why Lending Matters
Capital markets require credit. Credit requires risk infrastructure that can price, enforce, and liquidate collateral with precision. Arch Lend provides this — deterministic 300ms liquidation, native Bitcoin collateral custody, and integrated risk management.
Core Capabilities
- Overcollateralized lending backed by native BTC — no wrapping, no bridge risk
- 300ms liquidation fidelity — positions enforced before market conditions drift
- Institutional-grade risk parameters — LTV ratios, liquidation thresholds, and interest rate curves calibrated for market conditions
- Native Bitcoin settlement — all collateral operations settle to Bitcoin UTXOs
- Integrated with Arch Swap for closed-loop liquidation — collateral can be liquidated instantly through Arch's own trading infrastructure
What Arch Lend Unlocks
- Institutional borrowing: Funds and treasuries can borrow against BTC holdings without selling
- Yield generation: Lenders earn yield on deposited stablecoins and BTC
- Derivatives infrastructure: Credit markets provide the collateral foundation for options, futures, and swaps
- Structured products: Tranched yield, capital-protected notes, and other instruments require credit primitives underneath
- HoneyB integration: Arch Lend's API powers HoneyB's yield strategies, connecting Bitcoin credit to real-world private credit markets
Related Reading
- The Arch Thesis — Why lending is the foundation of Bitcoin capital markets
- How Products Work Together
- Partners Overview